7 Days Loan App List: Friends, you must have heard about 7-day loan applications because these applications are promoted by influencers on YouTube and Telegram.
Also, these applications run their ads on social media platforms like Facebook, and Instagram to be scammed by their trap.
In such fake loan apps, very attractive offers are provided to you to trap you. By running ads on social media, you get a personal loan immediately at a low-interest rate without any guarantee and any processing fee.
In today’s post, we will know what are 7 loan apps and how they trap you, along with this we will also tell you the ways to get out, and, you will also be know in this article about genuine apps. If you read it completely, this article will be very good for you.
Contents
What Is 7 Days Loan App?
Friends, 7-day loan applications are mostly fake and a scam, these apps use social media platforms like Google, Facebook, and Instagram to promote themselves and also promote their apps through YouTuber and Telegram channels.
These applications give very attractive offers in their ads which forces the user to take a loan from these fake loan applications, they mostly promise to give instant loans at low interest rates and without any processing fee.
If you download these fake applications and register in them, then first of all they ask for some permissions from you like the gallery, your contacts and your personal information.
You give this permission to get a quick loan. Once they have gotten your data, they start blackmailing you and also give you various threats if you have not made the payment.
Friends, it is not a matter of great difficulty to identify such fake loan apps because in this article we have given you a 7 Days Loan App List by which you can identify them by looking at their names. Also, new fake loan applications keep coming in the market, so how to identify them will also be told in the article.
7 Days Loan App List [ 100+ Fake Loan App ]
Friends, to identify fake loan apps, first of all, you can read this list because it tells about the top fake loan applications. You can identify them by looking at their name.
| S.No | Fake Loan App List |
| 1 | Money Fine |
| 2 | Grand Finserv |
| 3 | Snap Credit |
| 4 | Wealth Snap |
| 5 | Easy Loan Assistant |
| 6 | Bharat Cash |
| 7 | Handy Cash |
| 8 | Lightning Pro |
| 9 | KreditMe |
| 10 | Money Plus |
| 11 | Credit Spark |
| 12 | Koodana Credit |
| 13 | Credigen |
| 14 | Credit Park |
| 15 | Sweet Money |
| 16 | Nahaa Money |
| 17 | M Capital Reliable |
| 18 | Rupee Pro |
| 19 | Go go loan |
| 20 | go cash |
| 21 | Fair credit line |
| 22 | Cash advanace |
| 23 | Fast coin |
| 24 | Ariaeko loan |
| 25 | Beloan app |
| 26 | Rupee king |
| 27 | Rupee wallet |
| 28 | Flipcash |
| 29 | Cash fast |
| 30 | Fastcash |
| 31 | HI-Pocket |
| 32 | Rupee Park App |
| 33 | Hugo Loan App |
| 34 | Turrant Loan App |
| 35 | Yes Cash Loan |
| 36 | Safety Rupee Loan |
| 37 | Maxim Loan |
| 38 | Friendly cash Loan |
| 39 | AA Loan App |
| 40 | Glory Loan |
| 41 | Swift Rupee |
| 42 | Faith Loan App |
| 43 | Rupee Today Loan |
| 44 | Yeah Rupee Loana |
| 45 | Loanbandhu Loan |
| 46 | Base Cash Loan |
| 47 | Golden Rupee |
| 48 | RupayeKey Loan |
| 49 | Happy Loan App |
| 50 | MobiPocket Loan |
| 51 | Cash Planet Loan |
| 52 | Future Wallet |
| 53 | Pat Money |
| 54 | Yes rupee |
| 55 | Star loan |
| 56 | Rupee spark |
| 57 | Hone loan |
| 58 | Eslite loan |
| 59 | Ok rupee loan |
| 60 | AGLONR |
| 61 | Agile loan |
| 62 | Sunshine |
| 63 | nfinity |
| 64 | Cash cola |
| 65 | Easy credit loan |
| 66 | Fast rupee |
| 67 | Yash Rupaya |
| 68 | Serpent Coin |
| 69 | Alliance Real Loan |
| 70 | Miracle Pocket |
| 71 | Rupee Empire |
| 72 | Shiny Rupee |
| 73 | CashExpress Loan |
| 74 | Living Loan App |
| 75 | Credit Park Loan |
| 76 | TakaPot Loan |
| 77 | Loan Planet App |
| 78 | TakaMall Loan |
| 79 | Simpl Cash Loan |
| 80 | Instant loan |
| 81 | Cash pocket |
| 82 | Hello rupee |
| 83 | Small credit |
| 84 | More cash |
| 85 | Fish loan |
| 86 | Flash rupee |
| 87 | Dhani loan |
| 88 | Magic money loan |
| 89 | Money voult |
| 90 | Life stream loan |
| 91 | Frash loan |
| 92 | Credit wallet |
| 93 | OB cash loan |
| 94 | Onstream app |
| 95 | Money tree |
| 96 | Discover loan |
| 97 | Pesin Bee |
| 98 | Cash room |
| 99 | INS loan |
| 100 | Asan loan |
| 101 | Super Pocket |
| 102 | Rupeekey |
| 103 | Hugo Loan |
| 104 | AMP Credit |
| 105 | Turat Fund |
| 106 | Cash Wallet |
| 107 | Tyto Cash |
| 108 | AA kredit |
| 109 | Smart Loan |
| 110 | FinTrend Loan |
| 111 | Safe Money |
| 112 | Wow Rupee |
| 113 | Cash Pity |
| 114 | Large Taka |
| 115 | Wonder Loan |
Friends, such applications are also available on the Play Store but they are removed after some time. Some applications in this list were earlier available on Play Store but are not available right now and this application is using social media to trap people by running ads on Facebook and Instagram.
How To Identify 7 Days Loan App
Friends, we have set parameters for you to identify 7-day fake loan applications. If any parameter is hit then you should understand that it is a fake loan application and you should never take a loan.
- RBI or NBFC: This type of application is neither RBI approved nor does it have any NBFC partner.
- Advanced Fees: are taken from you in the beginning itself which is against the RBI guidelines.
- Call & Message: This type of fake application starts calling and messaging you within 5 to 6 days.
- Hidden Charges: Such applications charge you many types of hidden charges.
- Direct Transfer: This type of application deposits the loan amount in your account without your knowledge and any agreement.
- Attractive Offer: Many attractive offers are made to lure you, such as getting an instant loan at a low-interest rate, no processing fee, and no mortage.
7 Days Loan App Scam
Friends, if you are trying to take a loan from this type of application, then two types of scams can happen to you. Once you get trapped in their scam, it will be very difficult to escape.
The first scam will be of advance fee in which you will be asked for a fee before giving the loan amount but no loan will be given to you.
The Second Scam is, suppose you download this application and apply for a loan of ₹ 10,000, and your loan gets approved in minutes, then after, a scam starts with you.
In Reality, This application gives you a loan only for 7 days, and within these 7 days, you have to pay 40% to 50% more interest on this loan which is more than the loan amount.
You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means ₹15000 to ₹17000, and you will have to pay interest on a ₹10,000 Loan.
7 Days Loan App Harassment
Friends, after the loan is approved and the money is credited to your account if you do not repay your loan within 7 days, then it can trouble you a lot.
For example: they will call your number daily and send you daily messages on WhatsApp and if you refuse to make the payment, they will abuse you and also threaten you if you do not repay the loan.
Along with this, they will call all the numbers in your contact list, abuse them, and ask them to repay the loan.
Also, Your obscene image will be created and sent to your contact list. This will irritate you completely and you may even think of committing suicide.
How to get out of fake Loan Apps?
Friends, you are one of those people who download the loan application form without reading the reviews and then get stuck in it. Read reviews on techyloan.com to avoid using any loan app from now on.
This will assist you in avoiding downloading any fraudulent apps. Let us now know how to stay away from these applications.
- Don’t repay: If you are trapped in such fake loan applications then do not give them money. If you give money once then they will keep charging you money again and again.
- Cibil Score: A fake loan application does not affect your Cibil Score nor will this type of application affect it.
- Do Complain: If you are being harassed by these fake loan applications then you can complain to them, it is your right call on 1930
- No Reply: If you are receiving messages and calls from unknown numbers, then do not respond to those calls and messages at all.
- Off Sim: If you want to completely avoid this, then you should switch off your SIM for 7 to 8 days or break the SIM and throw it away, there is no better solution than this.
7 Days Loan App List [ Real Loan Apps ]
Friends, now you must have understood what is 7-day loan application and also we have provided you with 7 Days Loan App List, now in this article let us know which is application from which we should take a loan.
I will tell you about loan apps through which you can easily take a loan without any problem. This application is 100% RBI-approved and NBFC authorized, you can trust these applications even with your eyes closed.
| Serial No. | Loan Apps | Loan Ammount | Interest Rate |
| 1 | Stashfin | 1000 to 5,00,000 | 11.99%-59.99% |
| 2 | Ring | 35,000 to Rs 2 lakh | 1%-3% /p.a |
| 3 | Branch Personal Loan | 750 to 50,000 | 24% – 36% |
| 4 | Navi | 5,000 to Rs 2 lakh | 9.9%-45% |
| 5 | Bajaj Finserv | 30,000 to 25 lakh | 12% to 34% |
| 6 | Kreditbee | 10,000 to 3 Lakh | 12% to 29.95% |
| 7 | mPokket | 5,000 to 5 Lakh | 1% to 4% /p.a |
- Stashfin:-
Stashfin is an instant personal loan application through which you can easily take a personal loan ranging from Rs 1000 to Rs 5 lakh and its interest rate ranges from 11.99% to -59.99% yearly,
| Application Name | Stashfin – Personal Loan App |
| Who launched | AKARA CAPITAL ADVISORS PRIVATE LIMITED |
| Personal Loan | ₹1,000 to ₹5 Lakh |
| Interest Rate | 11.99% APR |
| Loan Tenure | 3 to 36 months |
- Ring:-
Ring is an instant personal loan application through which you can easily take a personal loan ranging from Rs 35,000 to Rs 2 lakh and its interest rate ranges from 11.99% to -59.99% yearly,
| Application Name | Ring |
| Who launched | Onemi Technology Solutions Pvt. Ltd. |
| Personal Loan | ₹1,000 to ₹5 Lakh |
| Interest Rate | 12% to 28% |
| Loan Tenure | 3 to 24 months |
- Branch loan App
Branch is an online lending platform through which you can easily take a loan ranging from Rs 500 to Rs 300,000 and you will get interest rates ranging from 24% to 36%.
| Application Name | Branch – Digital Bank & Loans |
| Who launched | Branch International Financial Services Limited |
| Personal Loan | ₹500 to ₹3 Lakh |
| Interest Rate | 12% to 28% |
| Loan Tenure | 3 to 6 months |
- Navi
Navi is an instant personal loan application that is quite famous among students and through this application, you can easily take a loan ranging from ₹ 5000 to ₹ 20 lakh on which you will have to pay 2% to 5% interest month.
| Application Name | Navi: UPI, Investments & Loans |
| Who launched | navi.com |
| Personal Loan | ₹500 to ₹3 Lakh |
| Interest Rate | 9.9% – 45% p.a |
| Loan Tenure | 3 to 60 months |
- Bajaj Finserv
Bajaj Finserv is a very famous company because it is run by Bajaj Company and you can easily take a loan of ₹ 20k to 40 lakh through this application, on which you will have to pay interest ranging from 11% to 34%.
| Application Name | Bajaj Finserv: Loans, UPI & FD |
| Who launched | Bajaj Finance Limited |
| Personal Loan | ₹20k to ₹40 Lakh |
| Interest Rate | 11% to 34%. p.a |
| Loan Tenure | 12 to 96 months |
- Kreditbee
You must have heard about the power of Kreditbee because it provides you with instant personal loans. Through this application, you can easily take a loan of ₹3,000 to ₹5,00,000, on which you will have to pay interest ranging from 16% to 29.95% p.a.
| Application Name | KreditBee: Personal Loan App |
| Who launched | Finnovation Tech Solutions Pvt Ltd |
| Personal Loan | ₹3k to ₹5 Lakh |
| Interest Rate | 16% to 29.95% p.a. |
| Loan Tenure | 3 to 24 months |
- mPokket
mPocket application is very famous among students because through this application they can easily take a loan ranging from ₹ 500 to ₹ 30,000 in which you will have to pay interest ranging from 0% to 4% per month.
| Application Name | mPokket: Instant Loan App |
| Who launched | Maybright Ventures Private Limited |
| Personal Loan | ₹500 to ₹30k |
| Interest Rate | 0% to 4% per month |
| Loan Tenure | 61 days to 120 days |
Faqs on:- 7 Days Loan App List
Q: How to identify Fake Loan App?
Ans: To identify any fake loan application, you should read its reviews on YouTube and Google.
Q: How to take a loan from a fake loan app?
Ans: If you are thinking of taking a loan from fake loan applications then you should not take a loan from these applications at all because you can get trapped in their Scam.
Q: How to report a fake loan app?
Ans: To complain about fake loan apps, you can register your complaint by visiting the RBI website.
Conclusion
In today’s post, we told you what are 7-day loan applications, with 7 Days Loan App List and how they trap you, and also told you the ways to get out of them.
Today we have also told you about the top seven-day genuine loan applications so that you can easily take a loan from those applications.
When you are going to take a loan from any application, you must read its review, and rating so that you can ensure that you do not get into any trouble.
It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.
