Credigen Loan App Review: Is it Fake or Real?

1.3/5 - (3 votes)

Friends, in today’s time, a lot of big scams are going on in the name of giving instant loans. This application is also being advertised on Facebook and Instagram and gives very attractive offers like without any guarantee and without any hidden fees get a instant loan, is this true or not?

Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.

In today’s post, I will give you a review of the Credigen Loan App Review, Is this application real or not, is it okay to take a loan from this app or not, you will know through this post.

What is Credigen?

Credigen is an online lending platform that promises to give you instant loans and this application has been launched by PSPR Enterprises Private Limited.

The application claims that it will provide you with instant loans without any guarantor and without charging any hidden fees, but this application is not available on the Play Store which is risky.

According to this application, you may easily obtain a loan between ₹2,000 and ₹40,000 Rupees without any hidden fees.

Application Claims:-

  • Safe
  • Reliable
  • No Guarantor
  • Loan up to 40k
  • Low-Interest rate
  • No Hidden Fees
  • Rbi Approved
  • NBFC Authorised
Credigen Loan App
Credigen Loan App

You can also see in the screenshot that we have given in our article that it claims that it can easily provide you with an instant personal loan of Rs 20k without any guarantor or any hidden fees.

Friends, the application is also claiming that this application is RBI approved and it also has an NBFC partner. Whether this is true or not, will be known later.

Application NameCredigen
Who launchedPSPR Enterprises Private Limited
Loan Amount₹2k to ₹40k
Processing Fees No Hidden Fees
Interest Rate21.10% [ Daily 0.06% ]
Loan Tenure92 Days to 180 Days
Launched Year2023
Application size17.5 MB approx
Total downloads10 Lakh Install [ Fake ]
Rating4.8 [ Fake ]
Real or FakeFake & Not Safe
RBI ApprovedRead Full

Credigen Loan App Eligibility

Friends, to take a loan from the Credigen application, you will have to follow these eligibility criteria.

Minimum age18 Years
Maximum age45 years
Cibil Score600+
BankMust Active Bank Account

Credigen Required Documents

You need all of these documents to apply for a loan through the Credigen Loan Application.

  • Aadhar Card
  • Pan Card
  • Selfie
  • Email Id
  • Address proof
  • Mobile Number

Credigen Customer Care Number

Care Number+91 8777406112
Office AddressHobli, Bengaluru, Karnataka 560103
Founder NameNot Found
Email [Fake]

Credigen Loan App Real or Fake

Friends, the Credigen Loan App claims that it gives you loans ranging from Rs 2k to Rs 40k in just a few minutes with fewer documents like Aadhar cards or PAN cards.

Friends, when we were researching this, we came across its ads which you can check the name, it came with the name of Patel Heena, and the website has a different name, which means some scam is going on in it.

In reality, Credigen is a fake application because this application is not registered with the NBFC or the RBI, or If you try to take a loan, you can get badly trapped in their Scam.

Credigen Loan App Scam

Friends, if you are thinking of taking a loan from this application, then you can get trapped in their big scam which is very difficult to escape because this application is not available on the Play Store and now it is trapping people by running ads on Facebook and Instagram.

Friends, suppose you download this application and apply for a loan of ₹ 10,000, and your loan gets approved in minutes, then after, a scam starts with you,

The reality is that this application gives you a loan only for 7 days and within these 7 days you have to pay 40% to 50% more interest on this loan which is more than the loan amount.

You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means ₹15000 to ₹17000, and you will have to pay interest on a ₹10,000 Loan.

Credigen Loan App Harassment

Friends, after the loan is approved and the money is credited to your account if you do not repay your loan within 7 days, then it can trouble you a lot.

For example: they will call your number daily and send you daily messages on WhatsApp and if you refuse to make the payment, they will abuse you and also threaten you if you do not repay the loan.

Along with this, they will call all the numbers in your contact list, abuse them, and ask them to repay the loan.

Also, Your obscene image will be created and sent to your contact list. This will irritate you completely and you may even think of committing suicide.

Read This Suicide Case

Loan apps are forcing people to commit suicide

How to get out of fake Loan Apps?

Friends, you are one of those people who download the loan application form without reading the reviews and then get stuck in it. Read reviews on to avoid using any loan app from now on.

This will assist you in avoiding downloading any fraudulent apps. Let us now know how to stay away from these applications.

  • Don’t repay: If you are trapped in such fake loan applications then do not give them money. If you give money once then they will keep charging you money again and again.
  • Do Complain: If you are being harassed by these fake loan applications then you can complain to them, it is your right call on 1930
  • No Reply: If you are receiving messages and calls from unknown numbers, then do not respond to those calls and messages at all.
  • Off Sim: If you want to completely avoid this, then you should switch off your SIM for 7 to 8 days or break the SIM and throw it away, there is no better solution than this.

Credigen Loan App Review

Credigen Loan App

Sarthak Gupta

Credigen Loan App
Credigen is an online lending platform that promises to give you instant loans and this application has been launched by PSPR Enterprises Private Limited.
Author’s Rating
Take Loan: No
7 Day App: Yes
Rbi Approved: No
Founder: No
Website: No
Scam: 100%
Trust: Zero


All these details show that Credigen is a completely fake and scammy application. Therefore my opinion is that you should not take a loan from this application.



Credigen Loan App Review: Friends, if you have read this post till now then you must have understood that the Credigen Loan is a fake application.

Through this app, you can easily take a loan and they also add money to your account without your permission when the time of repayment comes, it can also put you in trouble.

It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.

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