Handy Cash Loan App Review – Real or Fake 100%

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Friends, as you must be aware, many loan applications have come in the market, but it has become tough to identify which is real and which is fake. One such application runs its ads on Google and Facebook and promises that people to get loans easily.

But the question is whether we should take a loan from this application. Will any incident happen to us after taking the loan? We are going to tell you all these questions in today’s post.

Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.

In today’s post, we are going to know the Handy Cash Loan App Review, Whether this application is real or not, whether it is okay to take a loan from this app or not, or whether you will get trapped by taking loan in this application.

What is Handy Cash?

Handy Cash is an online lending platform that promises to give you instant loans and this application has been launched by Luhariwala Finance Pvt. Ltd.

The application claims that it will provide you with instant loans within 5 minutes, but this application is not available on the Play Store which is risky.

According to this application, you may easily obtain a loan between ₹3,000 and ₹50,000 Rupees by just using your smartphone.

Application Claims:-

  • Safe
  • Reliable
  • No Guarantor
  • Loan up to 50k
  • Low-Interest rate
Handy Cash Loan App

You can see in the screenshot the claims that it has made in its ads that you can take a loan up to Rs. 50 thousand from this application in just 5 minutes. Is this application giving a loan or is it just setting a trap to Scam you?

Application NameHandy Cash
Who launchedLuhariwala Finance Pvt. Ltd
Loan Amount3k to 50K
Fees Not Mention
Interest Rate25% APR
Loan Tenure92 to 180 days
Launched YearAug 8, 2023
Application size8.7 MB approx
Total downloads10M Install
Rating4.8 [ with 1.2M reviews] Fake
Real or FakeFake & Not Safe
RBI ApprovedRead Full

Handy Cash Loan App Eligibility

Friends, to take a loan from the Handy Cash application, you will have to follow these eligibility criteria.

Minimum age18 Years
Maximum age45 years
Cibil Score600+
BankMust Active Bank Account

Handy Cash Customer Care Number

Care Number(91) 9392219156
Founder NameNot Found
Email idNot Found

Handy Cash Loan App Real or Fake

Handy Cash is a fake loan application because this application is not available on the Play Store and to trap or scam people it is running ads on Facebook and Google.

This application is a Chinese app, it is not from India, And neither does it have any social media account nor any details about the company details.

Handy Cash Loan App

Fraud companies are not taking interest on loans their processing fee is too high. Such as for a 5000rs loan they are taking a 2000 rs processing fee. Repayment in 7 days. Fraud one…… never blv on this company


User, Playstore

In reality, Handy Cash is a fake application because this application is not registered with the NBFC or the RBI, or If you try to take a loan, you can get badly trapped in their Scam.

Handy Cash Loan App Scam

Friends, if you are trying to take a loan from the Handy Cash application, then two types of scams can happen to you. Once you get trapped in their scam, it will be very difficult to escape.

The first scam will be of advance fee in which you will be asked for a fee before giving the loan amount but no loan will be given to you.

The Second Scam is, suppose you download this application and apply for a loan of ₹ 10,000, and your loan gets approved in minutes, then after, a scam starts with you.

In Reality, This application gives you a loan only for 7 days, and within these 7 days, you have to pay 40% to 50% more interest on this loan which is more than the loan amount.

You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means ₹15000 to ₹17000, and you will have to pay interest on a ₹10,000 Loan.

Handy Cash Loan App Harassment

Friends, after the loan is approved and the money is credited to your account if you do not repay your loan within 7 days, then it can trouble you a lot.

For example: they will call your number daily and send you daily messages on WhatsApp and if you refuse to make the payment, they will abuse you and also threaten you if you do not repay the loan.

Along with this, they will call all the numbers in your contact list, abuse them, and ask them to repay the loan.

Loan App Harassment

Also, Your obscene image will be created and sent to your contact list. This will irritate you completely and you may even think of committing suicide.

Read This Suicide Case

Loan apps are forcing people to commit suicide

Handy Cash Loan App Review

Handy Cash Loan App

Sarthak Gupta

Handy Cash Loan App
Handy Cash is an online lending platform that promises to give you instant loans and this application has been launched by Luhariwala Finance Pvt. Ltd.
Author’s Rating
Rbi Approved: No
7 Day App: Yes
Take Loan: No
Scammy Application


Handy Cash is a completely fake and scammy application. Therefore my opinion is that you should not take a loan from this application.


How to get out of fake Loan Apps?

Friends, you are one of those people who download the loan application form without reading the reviews and then get stuck in it. Read reviews on techyloan.com to avoid using any loan app from now on.

This will assist you in avoiding downloading any fraudulent apps. Let us now know how to stay away from these applications.

  • Don’t repay: If you are trapped in such fake loan applications then do not give them money. If you give money once then they will keep charging you money again and again.
  • Do Complain: If you are being harassed by these fake loan applications then you can complain to them, it is your right call on 1930
  • No Reply: If you are receiving messages and calls from unknown numbers, then do not respond to those calls and messages at all.
  • Off Sim: If you want to completely avoid this, then you should switch off your SIM for 7 to 8 days or break the SIM and throw it away, there is no better solution than this.


Handy Cash Loan App Review: Friends, if you have read this post till now then you must have understood that the Handy Cash is a fake application.

Through this app, you can easily take a loan and they also add money to your account without your permission when the time of repayment comes, it can also put you in trouble.

It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.

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