Koodana Credit Loan App: Full Review 100%

4/5 - (1 vote)

Nowadays, the abundance of fake loan apps is increasing in the market because the number of loan takers is very high If you have taken a loan from this application and are regretting taking the loan, then this article is for you only.

Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.

In today’s post, I will give you a review of the Koodana Credit Loan App, Is this application real or not, is it okay to take a loan from this app or not, you will know through this post.

What is Koodana Credit?

Koodana Credit — your gateway to cash directly into your bank account. the application process is streamlined for your convenience, requiring less paperwork and providing ease of access.

This application has been launched by Aditya Birla Financial Shared Services Limited. but this application is not available on the Play Store which is risky.

According to this application, you may easily obtain a loan between ₹5,000 and ₹2 Lakh Rupees by just using your smartphone.

Application Claims:-

  • Safe
  • Reliable
  • Ease to Use
  • Bank Transfer
  • Rbi Approved
  • NBFC Authorised
  • Loan up to 2 Lakh
  • Clarity and Transparency

Friends, the application is also claiming that this application is RBI approved and it also has an NBFC partner. Whether this is true or not, will be known later.

Application NameKoodana Credit
Who launchedAditya Birla Financial Shared Services Limited
Loan Amount₹5k to ₹2 Lakh
Fees Markup fees: 1%
Interest Rate1% to 30% APR
Loan Tenure95 to 365 days
Launched Year2023
Application size7.3 MB approx
Total downloads30 Lakh Install [ Fake ]
RatingUnknown [ not available on Play Store]
Real or FakeFake & Not Safe
RBI ApprovedRead Full

Koodana Credit Loan App Eligibility

Friends, to take a loan from the Koodana Credit application, you will have to follow these eligibility criteria.

Minimum age18 Years
Maximum age45 years
Cibil Score600+
BankMust Active Bank Account

Koodana Credit Required Documents

You need all of these documents to apply for a loan through the Koodana Credit Loan Application.

  • Aadhar Card
  • Pan Card
  • Selfie
  • Email Id
  • Address proof
  • Mobile Number

Koodana Credit Customer Care Number

Care Number09827639800
Office AddressIndian Rayon Compund Veraval Rayon Factory, Veraval(Rural Area) (Part), Junagadh, Gujarat.
Founder NameNot Found
Email idcongsmokimonem@mail.com

Koodana Credit Loan App Real or Fake

Friends, the Koodana Credit Loan App claims that it gives you loans ranging from Rs 5k to Rs 2 Lakh in just a few minutes with fewer documents like Aadhar cards or PAN cards.

In reality, Koodana Credit is a fake application because this application is not registered with the NBFC or the RBI, or If you try to take a loan, you can get badly trapped in their Scam.

Koodana Credit Loan App Scam

Friends, if you are thinking of taking a loan from this application, then you can get trapped in their big scam which is very difficult to escape because this application is not available on the Play Store and now it is trapping people by running ads on Facebook and Instagram.

Friends, suppose you download this application and apply for a loan of ₹ 10,000, and your loan gets approved in minutes, then after, a scam starts with you,

The reality is that this application gives you a loan only for 7 days and within these 7 days you have to pay 40% to 50% more interest on this loan which is more than the loan amount.

You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means ₹15000 to ₹17000, and you will have to pay interest on a ₹10,000 Loan.

Koodana Credit Loan App Harassment

Friends, after the loan is approved and the money is credited to your account if you do not repay your loan within 7 days, then it can trouble you a lot.

For example: they will call your number daily and send you daily messages on WhatsApp and if you refuse to make the payment, they will abuse you and also threaten you if you do not repay the loan.

Along with this, they will call all the numbers in your contact list, abuse them, and ask them to repay the loan.

Also, Your obscene image will be created and sent to your contact list. This will irritate you completely and you may even think of committing suicide.

Read This Suicide Case

Loan apps are forcing people to commit suicide

Koodana Credit Loan App Review

Koodana Credit Loan App

Sarthak Gupta

Koodana Credit
Koodana Credit — your gateway to cash directly into your bank account. the application process is streamlined for your convenience, requiring less paperwork and providing ease of access.
Author’s Rating
Take Loan: No
7 Day App: Yes
Rbi Approved: No
Founder: No
Scam: 100%


All these details show that Koodana Credit is a completely fake and scammy application. Therefore my opinion is that you should not take a loan from this application.


How to get out of fake Loan Apps?

Friends, you are one of those people who download the loan application form without reading the reviews and then get stuck in it. Read reviews on techyloan.com to avoid using any loan app from now on.

This will assist you in avoiding downloading any fraudulent apps. Let us now know how to stay away from these applications.

  • Don’t repay: If you are trapped in such fake loan applications then do not give them money. If you give money once then they will keep charging you money again and again.
  • Do Complain: If you are being harassed by these fake loan applications then you can complain to them, it is your right call on 1930
  • No Reply: If you are receiving messages and calls from unknown numbers, then do not respond to those calls and messages at all.
  • Off Sim: If you want to completely avoid this, then you should switch off your SIM for 7 to 8 days or break the SIM and throw it away, there is no better solution than this.


Koodana Credit Loan App Review: Friends, if you have read this post till now then you must have understood that the Koodana Credit Loan is a fake application.

Through this app, you can easily take a loan and they also add money to your account without your permission when the time of repayment comes, it can also put you in trouble.

It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.

1 thought on “Koodana Credit Loan App: Full Review 100%”

Leave a Comment