AA kredit Loan App Review: A Honest Review 2024

4/5 - (1 vote)

if you need a loan and you’re sick of going from bank to bank, I’m going to tell you about an application that promises to provide you with one at a cheap interest rate and no paperwork.

Nowadays taking loans has become very easy because many such applications on Play Store give you loans easily. Among them is the AA Kredit Loan App which is becoming quite popular these days.

Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.

In today’s post, I will give you a review of the AA kredit Loan App Review, Is this application real or not, is it okay to take a loan from this app or not, you will know through this post.

What is AA kredit: Instant Loan App?

Friends, AA kredit is a loan application that was launched in 2023 and it claimed that it gives you this emergency loan, without advanced fees which is completely wrong.

According to this application, you may easily receive a loan between ₹5,000 and ₹2.5 Lakhs Rupees without many documents.

This application provides you zero additional fees at the time of repayment but when we read its reviews, this application asks you for advance fees to get the loan approved quickly.

Application Claims

  • Get a loan on a Low credit score
  • No Income Proof Need
  • Not need many documents
  • Fast Loan Approval
  • Low-Interest rate
  • Loan Rang 5k to 2.5L

AA kredit App Details

Application NameAA kredit: Instant Loan App
Who launchedPawan Finvest Private Limited
Loan Amount₹5000 rs to ₹2.5 Lakh
Interest Rate10% to 24% Pa
Loan Tenure91 days –360 days.
Launched Year2023
Application size24 MB approx
Total downloads50k Install
Rating on Play Store4.4 [ Paid ] [ Fake Review ]
Real or FakeFake & Not Safe
WebsiteNo Website
NBFC RegisteredNo
RBI ApprovedNo

AA Kredit Loan App Eligibility

Friends, to take a loan from AA Kredit application, you will have to follow these eligibility criteria.

Minimum age18 Years
Maximum age50 years
Cibil Score600 above
BankMust Active Bank Account

AA kredit Loan Required Documents

You need all of these documents to apply for a loan through the AA Kredit Loan Application.

  • Aadhar Card
  • Pan Card
  • Selfie
  • Email Id
  • Address proof
  • Mobile Number
  • Bank Account Details [ 3 Month ]

AA kredit Loan App Scam

AA Kredit Loan App claims it will provide you with a loan at the lowest interest rate [ 10% Pa ] with fewer documents. It also claims that its repayment period is longer than other applications which is 91 days to 360 Days.

But the reality is that this application gives you a loan only for 7 days and within these 7 days you have to pay 40% to 50% more interest on this loan which is more than the loan amount.

Let’s See an Example: Friends, suppose you have taken a loan of ₹ 3000 from a AA kredit loan application. AA Kredit claims that it will be charged to you after one month according to your loan period But in Reality,

You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means 5000 to ₹ 7000, you will have to pay interest on a ₹ 3000 Loan.

Pros & Cons of AA Kredit Loan App

Before applying for a loan in AA Credit Loan Application, you should know the Pros and Cons given by us.

  • Easy Personal Loan
  • Low interest rates
  • 100% paperless
  • Quick approvals
  • Not need many documents
  • free loan application process
  • No Need for guarantors/collaterals
  • RBI Approved: No
  • 7-Day Loan App
  • Registration details: Not Available
  • License or certificate: Not Available
  • Customer service: Wrost
  • Fake Review on Playstore
  • Founder Name: Not Available
  • Office Address: Not Found
  • Social Media Account: No Social Media Account
  • Google Play Store and App Store: Now Not Available

AA Kredit App Real or Fake

AA Kredit is a fake application, it can cheat you and also threaten you. I am not saying this just like that, I have proof I will show you in this post.

After Downloading the Smart Loan app through Playstore or Google they ask to enable all options like Camera, Contact, Media, Location, All Email address, and device information.

If you are enabling all these options then you should understand that scams and fraud can happen to you, they can use your data to blackmail you.

Additionally, If the loan application is accepted, company staff may ask you for an advance payment; if you decline, they may put ₹2,000 to ₹3,000 into your account without notifying you.

Friends, all these details show that this app is completely fake and a scam. Therefore my opinion is that you should not take a loan from this application.

Is AA Kredit App Safe

Friends, according to AA Kredit Loan App claims that it gives you loans ranging from Rs. 5,000 to Rs. 2.5L in just a few minutes with fewer documents like Aadhar cards or PAN cards.

But In reality, AA Kredit is a fake application because this application is not registered with the NBFC or the RBI also it takes an advance.

When we checked his mail, his mail was found and looked like Profesional but the mail is not working also not found its website.

AA kredit Loan App Review

Sarthak Gupta

AA kredit Loan App Review
Friends, AA kredit is a loan application that was launched in 2023 and it claimed that it gives you this emergency loan, without advanced fees which is completely wrong.
Authors’ rating
Customer Support
Data Privacy
Advance fees


According to me AA Kredit is a fake application, it can cheat you and also threaten you and they can use your data to blackmail you.


AA Kredit Loan App Complaint

AA kredit Loan App Review: Friend, a complaint against the AA Kredit Loan app was filed by Bindu on August 7, 2023.

Bindu says that her phone has been hacked by AA Credit and now they are automatically crediting the amount in my account and are demanding ₹ 200000 from me. If I do not pay it, then my photos will be sent to my family.

Name of Complainantbindu
Date of ComplaintAugust 7, 2023
Name(s) of companies complained againstAA KREDIT
Category of complaintInternet Services
Permanent link of complaintRight click to copy link

Q: AA Kredit Loan App Review?

Ans: AA Kredit is a fake application. According to some users, they can hack your data and use it to blackmail you.

Q: AA Kredit Customer Care Number?

Ans: There is no official number of safe money applications because these applications are fake or scams.

Q: Is the AA Kredit loan app safe?

Ans: No, AA Kredit is not a safe application because this application is not registered with the NBFC or the RBI.


AA Kredit Loan App Review: Friends, if you have read this post till now then you must have understood that the AA Kredit Loan App is a fake application.

Through this app, you can easily take a loan and they also add money to your account without your permission when the time of repayment comes, it can also put you in trouble.

It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.

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