Upwards Loan App Review: Real or Fake 2024

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Upwards Loan App Review: If you need a loan at a cheap interest rate and low monthly installment because your salary is coming in late this month or you spent it all before it was supposed to, I’m here to help you. I’ve brought an application with me that says it can get you a loan quickly at a low EMI.

Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.

In today’s post, I am going to give you a review of the Upwards: Quick Instant Loan, Is this application real or not, is it okay to take a loan from this app or not, you will know through this post.

What is Upwards: Quick Instant Loan?

Upwards Loan is a Personal instant Loan Provider with promises to offer low-EMI rates along with quick personal loans without the need for much documentation.

With this app, you can complete KYC on your mobile device at home and apply for a loan with amounts ranging from Rs.25,000 – Rs.5,00,000 in just a few minutes.

Upward Application is an NBFC-registered company whose registered name is now Upwards Capital Pvt Ltd and this application is 100% approved by RBI.

Upward Application Application has many NBFC lending partners which are RBI registered including,

  • Upwards Capital Pvt Ltd
  • HDB Financial Services Ltd 
  • Aditya Birla Finance Limited
  • Vivriti Capital Private Limited
  • InCred Financial Services Limited 
  • PayU Finance India Private Limited

Upwards Loan App Details

Application NameUpwards: Instant Loan At Low EMI
Who launchedUpwards Capital Pvt Ltd
Loan AmountRs. 25,000 to Rs. 5 Lakhs
Monthly interest16% to 32% per annum
Loan Tenure6 to 36 months
Launched Year2017
Application size31 MB approx
Total downloads5 M Install
Rating on Play Store3.3 [ 33k Review ]
Real or FakeSafe
NBFC CompnayYes
RBI ApprovedYes

How to Apply Upwards: Quick Instant Loan?

Friends, you have to follow the instructions provided by us in order to apply for a loan through the Upward Loan Application.

  • You must first download the Upwards application from the Play Store.
  • You will then need to register your mobile number.
  • To finish your KYC, documents must be uploaded.
  • You’ll receive a loan offer if your CIBIL score is high.
  • The agreement must be accepted through OTP as soon as you receive the loan offer.
  • Within 24 to 48 hours of receiving the loan approval, the money will be deposited into your account.

Friends, keep in mind that after getting the loan, you will have to pay the EMI on time. If there is a delay in repayment of the loan, the penalty may be imposed and many recovery calls may also be received on your mobile.

Read Also: Buddy Loan App Review

Upwards: Eligibility Criteria

Friends, to take a loan from Upwards Loan application, you will have to follow these eligibility criteria.

Minimum age21 Years
Maximum age50 years
Cibil Score625 above
Minimum SalaryRs.20000/ month
Who get LoanSalaried, Self Employed, Student, House Wife

Types of Loans in Upwards Loan App

As we well know, the Upwards Loan App app offers you a variety of loan options. Here, we’ve listed the categories in which this app offers loans.

  1. Home construction & renovation
  2. Family functions & weddings
  3. Self-improvement
  4. Medical emergencies
  5. Travel
  6. Two-wheeler purchase
  7. Electronic Purchases
  8. Multiple loan repayment
  9. Family functions & weddings

Upwards Loan Required Documents

You need all of these documents to apply for a loan through Upwards Loan Application.

  • Aadhar Card
  • Pan Card
  • Email Id
  • Salary Slip
  • Address
  • Mobile Number
  • Bank Account Details

Upwards Loan App Repayment Process

Let’s See an Example: Friends, suppose you have taken a loan of ₹ 1,00,000  with an interest rate of 20% and processing fee of 2% from an Upwards Loan application. Upwards app will be charged to you after 1 year according to your loan period.

Friends, if you have taken a loan of ₹ 1,00,000  for 1 Year with an interest rate of 20% and a processing fee of 2% + GST, then you will have to pay a total repayment of  Rs 1,11,161.

Upwards loan App is Safe Or Not?

Friends, according to our research, the Upwards loan is 100% safe and legitimate. It does not sell your personal information to any other vendor, and 128-bit SSL encryption ensures that all transactions are protected.

The Upwards is a fintech digital platform and this company is registered by RBI and is an NBFC company. It strictly follows the rules made by RBI and Play Store.

Upwards Loan is a safe and secure application that is registered with RBI and holds an NBFC license.

Upwards loan is real or fake

Upwards Loan App Review: Friends, the Upwards loan app is a real and 100% safe application because this company is registered with Rbi and holds an NBFC license also it has many NBFC partners like Aditya Birla Finance Limited.

Friends, according to our research, you can trust this application and you can also download this application from the Play Store.

All these details show that this app is completely Legitimate and Safe. Therefore my opinion is that you should take a loan from this application.

Upwards App Customer Care Number

Customer Care Number1860-267-4777
Customer Email IDHelp@Go-Upwards.Com
Mobile App NameUpwards: Instant Loan At Low EMI
Official WebsiteUpwards.in
Upwards App Office Address501-A Pinnacle Corporate Park, BKC Bandra (East), Vill Kole Kalyan,Near Trade Centre Mumbai – 400051

Upwards Loan App Review

Sarthak Gupta

Upwards Loan App Review
Upwards Loan is a Personal instant Loan Provider with promises to offer low-EMI rates along with quick personal loans without the need for much documentation.
Author’s Rating
RBI Registered
NBFC Company
Paperless Loan
100% Safe


Upwards is one of the best applications that give you instant personal loans at low EMI. Therefore my opinion is that you should take a loan from this application.


Q: Is upwards loan genuine?

Ans: Yes, Is upwards loan is 100% genuine application.

Q: How long does it take for upwards loan to disburse?

Ans: Quick loan disbursal in 1 Day [ 24 Hours to 48 Hours]

Q: Upwards loan is real or fake?

Ans: Upwards loan is 100 % real you can use this application without any tension because this company is RBI-approved.

Q: Upwards loan app is safe?

Ans: 100% Safe Application.


Upwards Loan App Review: Friends, if you have read this post till now then you must have understood that the Upwards App is Safe and Legit.

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