Branch Loan App Review 2024: [ Safe or Not ]

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Branch Loan App Review: Nowadays, it’s simple for people to apply for loans using their smartphones, however, certain applications on the market might trick and defraud you. You should read reviews and information about any loan application before downloading one.

Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.

In today’s post, I am going to give you a review of the Branch Loan Application. If you are also looking for such an application that can provide you with instant loans, then you must have heard the name of the Branch Digital Bank & Loans.

So let us know the branch loan app service, interest rate, eligibility criteria, customer service, and most importantly, whether is it safe or not.

What is Branch – Digital Bank & Loans?

Branch Loan App is a microfinance bank that provides you instant personal loan without any physical documents. Branch – Digital Bank & Loans is operated by Branch International Financial Services Limited and also Approved by RBI an NBFC company.

You can use the Branch app to obtain a personal loan from any city in India, with amounts ranging from Rs 500 to Rs 300,000.

One unique feature of this app is that the top ten global investors, including VISA, Formation 8, Foundation Capital, IFC, CEFI, a16z, Khosla Ventures, Trinity Ventures, Triple Point Capital, and Victory Park Capital, have all made investments in it.

Branch Loan Eligibility Criteria

Friends, to take a loan from a branch application, you will have to follow these eligibility criteria.

Minimum age18 Years
Maximum age58 years
NationalityNot Required
Cibil Score750 above
Who get LoanSalaried, Self Employed, Student, House Wife

Branch Loan Required Documents

You need all of these documents in order to apply for a loan through a branch Application.

  • Aadhar Card
  • Pan Card
  • Email Id
  • Salary Slip
  • Mobile Number
  • Bank Account Details
  • 3 Months Bank A/c Statement

Branch Loan App Repayment Process

Let’s See an Example: Friends, suppose you have taken a loan of 10,000 from a Branch loan application. The branch claims that it will be charged to you after one month or after 1year according to your loan period.

Friends, if you have taken a loan of ₹ 10000 for 62 days, then you will have to pay a total repayment of ₹ 13260.

Example: Borrow 10,000 at APR of 196% (per annum) with a tenure of 62 days
Interest = Ksh. 10000* 196%/ 365 *62 = Ksh. 3260

  • The total amount disbursed will be 10,000
  • The total amount to repay will be 13260 (10000 + 3260)

Branch Loan App Details

Application NameBranch – Digital Bank & Loans
Who launchedBranch International Financial Services Limited
Loan Amount₹500rs to ₹3 Lakh
Monthly interest2% to 18%
Loan Tenure62 days to 365 Days
Launched Year2015
Application size16 MB approx
Total downloads10M Install
Rating on Play Store4.4 [ 1 Millon Review ]
Real or FakeReal and Safe
NBFC RegisteredYes
RBI ApprovedYes

Friends, all these details show that this app is completely Legitimate and Safe. Therefore my opinion is that you should take a loan from this application.

Branch App Customer Care Number

Customer Care Number+91 9324925330
Customer Email
Mobile App NameBranch-Digital Bank & Loans?
Official Website
Branch App Office AddressWeWork BKC, C-20, G Block Road, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Branch loan App is Safe Or Not?

Friends, according to our research, the branch application is 100% safe and legitimate. It does not sell your personal information to any other vendor, and 128-bit SSL encryption ensures that all transactions are protected.

The branch is an International Microfinance Bank and this company is registered by RBI and is an NBFC company. It strictly follows the rules made by RBI and Play Store.

Branch Loan App Review India

Branch Loan App Review

Sarthak Gupta

Branch Loan App Review
Branch Loan App is a microfinance bank that provides you with instant personal loans without any physical documents.
Author’s Rating
Loan Tenure
Loan Processing Fees
Customer Support


Branch is one of the best applications that gives you instant personal loans at low interest. According to me, this application is legit and you can apply for loan from this application. The branch application is registered by RBI and its customer support is also quite good.


Branch Loan App Review Complaints

Branch Loan App Review: Friend, a complaint against the Branch app was filed by Umesh Kumar on October 8, 2023. 

Umesh Kumar claims that he downloaded the branch loan application from the Play Store, completed his paperwork, and obtained a ₹ 1500 loan using the app. However, he delayed the loan’s repayment for ten days for an unspecified personal reason.

He is currently being heavily harassed and pressured over his loan debt by a branch App employee.

Name of ComplainantUmesh kumar
Date of ComplaintOctober 8, 2023
Name(s) of companies complained againstBranch loan app
Category of complaintInternet Services
Permanent link of complaintRight click to copy link

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Branch Loan App Review: Friends, if you have read this post till now then you must have understood that the Branch App is Safe and Legit.

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