Friends, just as you consider yourself smart, in the same way, these fake loan apps have also become very smart. I am saying this because to avoid Google’s policy, some fake loan apps present themselves as tools, and calculators on Play Store but there is something else.
This is one such application that is calling itself a tool, but it is something else that is trying to Scam people. Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.
In today’s post, I will give you a review of the Lightning Pro Loan App, Is this application real or not, is it okay to take a loan from this app or not, you will know through this post.
Contents
What is Lightning Pro?
Lightning Pro is an instant loan-giving application but to avoid Google’s policies, it is calling itself a tool app and this application has been launched by Tomato Tool Box. Till now it has more than 10k downloads on Play Store with a rating of 3.3.
According to its ads, you may easily obtain a loan between ₹3,000 and ₹ 3 Lakh Rupees in just 6 minutes or by just using your smartphone.
- Secure
- Simple
- smart
- fast
You can see in the screenshot the claims that it has made in its ads that you can take a loan up to Rs.3 lahks from this application in just 6 minutes. Is this application giving a loan or is it just setting a trap to Scam you?
| Application Name | Lightning Pro |
| Who launched | Tomato Toolbox |
| Loan Amount | 5 k to 3 Lakh |
| Fees | Not Mention |
| Interest Rate | Not Mention |
| Loan Tenure | 91 to 365 days |
| Launched Year | Aug 8, 2023 |
| Application size | 22 MB approx |
| Total downloads | 10k Install |
| Rating | 3.3 [ with 12 review ] |
| Real or Fake | Fake & Not Safe |
| Website | No Website |
| RBI Approved | Read Full |
Lightning Pro Customer Care Number
| Care Number | (91) 7870547053 |
| Country | Chinese |
| Founder Name | Not Found |
| Email id | wtom2562@gmail.com |
Lightning Pro Loan App Real or Fake
Lightning Pro is a fake loan application because It is calling itself a tools app but according to ads, in reality, it is giving you a loan.
This application is a Chinese app, it is not from India, And neither does it have any social media account nor any details about the company details.
It’s a fake Chinese application. [ 16 people found this review helpful ]
In reality, Lightning Pro is a fake application because this application is not registered with the NBFC or the RBI, or If you try to take a loan, you can get badly trapped in their Scam.
Lightning Pro Loan App Scam
Friends, if you are trying to take a loan from the Lightning Pro application, then two types of scams can happen to you. Once you get trapped in their scam, it will be very difficult to escape.
The first scam will be of advance fee in which you will be asked for a fee before giving the loan amount but no loan will be given to you.
The Second Scam is, suppose you download this application and apply for a loan of ₹ 10,000, and your loan gets approved in minutes, then after, a scam starts with you.
In Reality, This application gives you a loan only for 7 days, and within these 7 days, you have to pay 40% to 50% more interest on this loan which is more than the loan amount.
You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means ₹15000 to ₹17000, and you will have to pay interest on a ₹10,000 Loan.
Lightning Pro Loan App Harassment
Friends, after the loan is approved and the money is credited to your account if you do not repay your loan within 7 days, then it can trouble you a lot.
For example: they will call your number daily and send you daily messages on WhatsApp and if you refuse to make the payment, they will abuse you and also threaten you if you do not repay the loan.
Along with this, they will call all the numbers in your contact list, abuse them, and ask them to repay the loan.
Also, Your obscene image will be created and sent to your contact list. This will irritate you completely and you may even think of committing suicide.
Lightning Pro Loan App Review
Lightning Pro Loan App
Summary
Lightning Pro is a completely fake and scammy application. Therefore my opinion is that you should not take a loan from this application.
How to get out of fake Loan Apps?
Friends, you are one of those people who download the loan application form without reading the reviews and then get stuck in it. Read reviews on techyloan.com to avoid using any loan app from now on.
This will assist you in avoiding downloading any fraudulent apps. Let us now know how to stay away from these applications.
- Don’t repay: If you are trapped in such fake loan applications then do not give them money. If you give money once then they will keep charging you money again and again.
- Do Complain: If you are being harassed by these fake loan applications then you can complain to them, it is your right call on 1930
- No Reply: If you are receiving messages and calls from unknown numbers, then do not respond to those calls and messages at all.
- Off Sim: If you want to completely avoid this, then you should switch off your SIM for 7 to 8 days or break the SIM and throw it away, there is no better solution than this.
Conclusion
Lightning Pro Loan App Review: Friends, if you have read this post till now then you must have understood that the Lightning Pro Loan is a fake application.
Through this app, you can easily take a loan and they also add money to your account without your permission when the time of repayment comes, it can also put you in trouble.
It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.
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