Friends, taking loans has become a common thing in today’s time because there are many loan applications available on Google Play Store, but the question is whether we should download these applications after seeing their attractive offers or we may get scammed.
Techy Loan is a trusted platform that gives you well-researched reviews of websites and apps.
In today’s post, I will give you a review of the KreditMe Loan App, Is this application real or not, is it okay to take a loan from this app or not, you will know through this post.
Contents
What is KreditMe?
KreditMe is an online lending platform where you are given instant personal loans, with zero hidden fees this app was launched by Digitech Solution Pvt. Ltd. According to its website, it has more than one million downloads and a 4.8 rating so far.
According to this app, you may easily obtain a loan between ₹3,000 and ₹ 2 Lakh Rupees without any Hidden Fees with low-interest rates or by just using your smartphone.
- Safe
- Reliable
- Bank Transfer
- Instant Approval
- Zero Hidden Fees
- Loan up to 2 Lakh
- Low-Interest Rate
- High Approval Rat
You can see in the screenshot the claims that it has made in its ad that you can take a loan up to Rs. 2 lahks from this application without paying hidden fees at low-interest rates. Is this application really giving a loan or is it just setting a trap to Scam you?
| Application Name | KreditMe- Personal Loan App |
| Who launched | Digitech Solution Pvt. Ltd. |
| Loan Amount | 3k to 2 Lakh |
| Fees | Service fee and handling fee: 5% |
| Interest Rate | 30% APR |
| Loan Tenure | 91 to 360 days |
| Launched Year | 19, 2023 |
| Application size | 10.9 MB approx |
| Total downloads | 10 Lakh Install [ According to website ] |
| Rating | 4.8 [ According to website ] |
| Real or Fake | Fake & Not Safe |
| Website | https://kreditme.co/ |
| RBI Approved | Read Full |
KreditMe Loan App Eligibility
Friends, to take a loan from the KreditMe application, you will have to follow these eligibility criteria.
| Minimum age | 18 Years |
| Maximum age | 45 years |
| Nationality | Indian |
| Cibil Score | 600+ |
| Bank | Must Active Bank Account |
| Income | Stable |
KreditMe Required Documents
You need all of these documents to apply for a loan through the KreditMe Loan Application.
- Aadhar Card
- Pan Card
- Selfie
- Email Id
- Address proof
- Mobile Number
KreditMe Customer Care Number
| Care Number | Not Found |
| Office | Chinese |
| Founder Name | Not Found |
| Email id | help.kreditme@gmail.com |
KreditMe Loan App Real or Fake
KreditMe is a fake loan application because this application is not available on the Play Store nor does it have any founder.
This application is a Chinese app, it is not from India, And neither does it have any social media account nor any details about itcompany details.
In reality, KreditMe is a fake application because this application is not registered with the NBFC or the RBI, or If you try to take a loan, you can get badly trapped in their Scam.
KreditMe Loan App Scam
Friends, if you are trying to take a loan from the KreditMe application, then two types of scams can happen to you. Once you get trapped in their scam, it will be very difficult to escape.
The first scam will be of advance fee in which you will be asked for a fee before giving the loan amount but no loan will be given to you.
The Second Scam is, suppose you download this application and apply for a loan of ₹ 10,000, and your loan gets approved in minutes, then after, a scam starts with you.
In Reality, This application gives you a loan only for 7 days, and within these 7 days, you have to pay 40% to 50% more interest on this loan which is more than the loan amount.
You will have to repay this loan within 7 days, along with this you will have to pay two to three times more interest, which means ₹15000 to ₹17000, and you will have to pay interest on a ₹10,000 Loan.
KreditMe Loan App Harassment
Friends, after the loan is approved and the money is credited to your account if you do not repay your loan within 7 days, then it can trouble you a lot.
For example: they will call your number daily and send you daily messages on WhatsApp and if you refuse to make the payment, they will abuse you and also threaten you if you do not repay the loan.
Along with this, they will call all the numbers in your contact list, abuse them, and ask them to repay the loan.
Also, Your obscene image will be created and sent to your contact list. This will irritate you completely and you may even think of committing suicide.
KreditMe Loan App Review
KreditMe Loan App
Summary
KreditMe is completely fake and scammy application. Therefore my opinion is that you should not take a loan from this application.
How to get out of fake Loan Apps?
Friends, you are one of those people who download the loan application form without reading the reviews and then get stuck in it. Read reviews on techyloan.com to avoid using any loan app from now on.
This will assist you in avoiding downloading any fraudulent apps. Let us now know how to stay away from these applications.
- Don’t repay: If you are trapped in such fake loan applications then do not give them money. If you give money once then they will keep charging you money again and again.
- Do Complain: If you are being harassed by these fake loan applications then you can complain to them, it is your right call on 1930
- No Reply: If you are receiving messages and calls from unknown numbers, then do not respond to those calls and messages at all.
- Off Sim: If you want to completely avoid this, then you should switch off your SIM for 7 to 8 days or break the SIM and throw it away, there is no better solution than this.
Conclusion
KreditMe Loan App Review: Friends, if you have read this post till now then you must have understood that the KreditMe Loan is a fake application.
Through this app, you can easily take a loan and they also add money to your account without your permission when the time of repayment comes, it can also put you in trouble.
It is up to you whether you want to take a loan from this app or not, but friends, if you liked this post then please share it with your, Friends, please leave a comment if you see any mistakes in the article.
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